Swampscott, Massachusetts

Swampscott renovations, between the Olmsted District and the beaches

  • Olmsted District
  • Monument Square
  • Beach Bluff
  • Phillips Beach
  • Phillips Point
  • Galloupes Point
  • Vinnin Square
  • Clifton

More than half of Swampscott's houses were built before 1940, so the house is more likely to be late-Victorian or early twentieth century than postwar. We have completed a full kitchen renovation in town. Three local rules are worth knowing before the first sketch: roof changes on older houses, flood zones along the beaches, and a sewer offset for every bedroom you add.

Key planEssex County · MA
Mass. BaySwampscottPenney HQ
≈ 4.0 mi from Penney HQ in Peabody (straight line)

About 4.0 miles from Peabody to Swampscott. Straight-line distance to our Peabody base

Houses here

The houses of Swampscott, era by era

Swampscott is a small former summer resort on Massachusetts Bay, between Lynn and Marblehead, that drew wealthy families in the early 1900s. Five beaches line its shore: Phillips, Eisman's, Whales, Fisherman's and part of King's Beach, which runs on into Lynn. The town's center is Monument Square and the residential subdivision Frederick Law Olmsted's firm laid out in 1888. White Court, on the shore, served as Calvin Coolidge's summer White House; it was demolished in 2018 and 2019.

  1. From 1888

    The Olmsted District, from 1888

    The district has about 250 homes, most built within roughly 30 years of the 1888 plan, which set three lot sizes for three sizes of house. The styles run from Queen Anne and Shingle Style to Colonial Revival, Dutch Colonial, Arts and Crafts, bungalows and Foursquares, and the Historical Commission notes that few have been significantly altered. It is a local historic district, so an addition is judged on its scale, shape and proportion against the lot and the houses beside it.

  2. 02

    Seaside estates from the resort years

    The resort era left large estates along the shore, among them the Blythswood property beside the former White Court site. Work on an ocean-side lot starts with the flood zone and the Conservation Commission, and salt air sets the specification for fasteners, flashing and exterior finishes.

  3. 03

    The pre-war majority

    The town's master plan reports that 52.5 percent of housing units were built in 1939 or earlier, mostly in and around the Olmsted district, and only about 1.8 percent after 2000; roughly 70 percent of units are single-family homes. Plaster walls, original shingle siding and outdated wiring are common, and lead-safe practice applies to anything built before 1978.

Before you build

Before you build in Swampscott

What local rules, the ground and the energy code ask of a project here, each with the source we checked. Rules change and some depend on the parcel, so we confirm them with the building department before anything is drawn.

  1. Historic district

    Roof changes count as demolition

    Swampscott's demolition-delay bylaw covers buildings 75 years or older that are on the National Register, in the town's 1986 historical survey, or found significant under state criteria. It treats a significant change to roof shape, or removing an integral element such as a turret, as demolition, so a full second story on an older house can bring in the Historical Commission and, after a public hearing, a delay of up to nine months under the bylaw as posted. Interior work, ordinary repair and like-kind replacement of porches, decks and windows are not demolition.

    Guide: Historic district renovation on the North Shore: what needs approval and what doesn'tSource : Swampscott Historical Commission: Preservation of Historically Significant Buildings

  2. Historic district

    The Olmsted District and three smaller districts

    The Olmsted area became a local historic district in 2014, alongside the Fish House, Railroad Depot and Cemetery districts. New construction, exterior alterations and demolition need a Historic District Commission certificate before the building permit; the Commission must hold its hearing within 45 days and act within 60. Paint and roof color, storm windows, solar panels and landscaping are outside its review, so design effort goes into massing, rooflines and detail. See our historic district guide.

    Source : Swampscott Historical Commission: Olmsted Historic District

  3. Coastal & wetlands

    Flood rules along the five beaches

    In VE (coastal high hazard) zones, an existing house below base flood elevation may not be expanded, and new construction must sit landward of mean high tide. In AE and VE zones, new homes and substantial improvements must account for sea-level rise and storm surge when setting freeboard above the code minimum. A separate zoning overlay, based on a 1976 town wetlands map, bars building or enlarging on mapped wetland. Check the current FEMA panel before sketching.

    Guide: The FEMA 50 percent rule in Massachusetts: renovating a house in a flood zoneSource : Town of Swampscott Zoning By-Law (through May 19, 2025 ATM): §5.11 ADUs, Floodplain and Wetland overlays

  4. Sewer

    A sewer offset for new bedrooms

    Swampscott's wastewater goes to the Lynn regional treatment plant, so ADUs and bedroom additions are not sized to a septic system. They do carry a sewer cost: under the town's infiltration and inflow policy, a building permit that adds bedrooms triggers an offset based on the net bedrooms added, at an 8-to-1 ratio, paid as a fee or met through approved repair work. The Select Board sets the rate.

    Source : Swampscott Infiltration and Inflow Offset Policy

  5. Energy code

    Specialized code since July 2024

    Swampscott adopted the Specialized opt-in energy code effective July 1, 2024. A new house, and generally a detached ADU built new, follows one of its paths, including all-electric, mixed-fuel with solar, and zero-energy or Passive House. How a particular addition or ADU is classified is a question for the Building Commissioner, so we ask before design. More in our stretch code guide.

    Source : Town of Swampscott General By-Laws (Art. IX Sec. 4 demolition delay; historic district bylaw; Art. XVI-A Specialized code)

  6. ADU rules

    ADUs by right in the residence districts

    Zoning §5.11 allows an ADU of up to 900 square feet or half the house by right in the A-1 to A-4 and B-1 and B-2 districts, with a site plan, floor plans and elevations filed with the Building Commissioner. Utilities must be shared with the main house, rentals must run 30 days or longer, and one off-street space is needed unless the lot is within half a mile of a transit station. A nonconforming lot or house may need a Zoning Board finding, not a special permit.

    Guide: Massachusetts ADU law (2025): what homeowners can buildSource : Town of Swampscott Zoning By-Law (through May 19, 2025 ATM): §5.11 ADUs, Floodplain and Wetland overlays

Penney in Swampscott

Our work in Swampscott

From our own job list: projects in Swampscott that are finished, underway or under contract. Client names and addresses stay private.

In Swampscott

  • CompleteFull kitchen renovation with soapstone counters

Nearby: Marblehead

  • UnderwayBasement renovation with a half bath, sewage ejector pump and bar sink

As of September 2026

What we build here

What we build in Swampscott

  • Kitchens

    Our Swampscott kitchen was a full renovation, finished in soapstone. In a pre-war house, plaster walls and old wiring sit behind the cabinets, so the electrical plan is settled before the layout is final.

  • Historic renovation

    In the Olmsted District the Commission looks at massing and rooflines, not paint. We design additions that read as part of a Queen Anne or Shingle Style house and draw them to suit the Commission's review.

  • Home additions

    A second story on a house 75 years or older changes its roof shape, which can count as demolition. We look first at rear additions that leave the main roof alone, and raise the Historical Commission question at the first meeting.

  • Coastal homes

    From Phillips Beach to King's Beach, the FEMA zone sets the limits: in a VE zone an existing house below base flood elevation cannot be expanded at all. We confirm the zone before anyone draws.

Questions

Questions we hear in Swampscott

Will the Historical Commission hold up my Swampscott renovation?

Only if the work counts as demolition of a qualifying building 75 or more years old: tearing down all or part of it, significantly changing the roof shape, or removing a key element such as a turret. Interior renovations, ordinary repairs, and replacing porches, decks or windows with like-kind or better materials are not demolition. If the Commission finds a building significant it holds a public hearing, and if it then finds the building preferably preserved, the demolition permit is delayed. Confirm the current delay period with the Historical Commission.

Can I add an ADU to my Swampscott house without a special permit?

Yes, in the A-1 through A-4 residence districts and the B-1 and B-2 districts. An ADU up to 900 sq ft or half the house's floor area, whichever is smaller, is allowed by right through a building permit, with a site plan, floor plans and elevations. A nonconforming lot or house may need a Zoning Board of Appeals finding. Plan for one parking space unless you are within half a mile of a transit station, utilities shared with the main house, and rentals of 30 days or longer.

I live in the Olmsted District. What needs Historic District Commission approval?

New construction, exterior alterations and demolition need a certificate from the Historic District Commission, which has 60 days to act. Paint color, roof color, storm windows and doors, solar panels, at-grade walks and driveways, and landscaping are excluded. Repair or replacement that does not change design, material or appearance is also outside its review.

Does adding a bedroom in Swampscott cost anything beyond construction?

Yes. Under the town's infiltration and inflow offset policy, a building permit that adds bedrooms triggers a sewer offset based on the net bedrooms added, at an 8-to-1 ratio, paid as a fee or met through approved repair work. The Select Board reviews the rate, so confirm the current figure with the Swampscott Building Department when you budget.

Start a project

Tell us about your house in Swampscott.

We walk it with you, measure, check what the town will require, and talk through design, budget and schedule before anything is drawn.

Rather talk now?

(978) 854-5383

HIC #198443 · CSL CS-099765